TEXAS HOMEOWNER ASSISTANCE
Behind on home loan payments or related expenses? Texas Homeowner Assistance Fund (TXHAF) is here to help.
The Texas Homeowner Assistance program offers financial aid to qualified Texas homeowners struggling with mortgage, utility payments, and related expenses caused by the COVID-19 pandemic. It provides grants to cover past due and up to three months of future mortgage payments, property taxes, insurance, homeowner/condo association fees, and utility payments, including electricity, natural gas, propane, water, and wastewater.
As of 09/01/2023
Where to apply
Click here to start the application process: https://texashomeownerassistance.com/
Documents needed:
- Identification card, like a driver’s license
- Past due mortgage statement, property tax statement, insurance statement, and/or homeowner/condo association statement
- Proof of occupancy, like a utility bill
- Income documentation, like paystubs
- Name, ID and paystubs for all occupants over 18 years old
How to apply
Click here for step-by-step instructions on how to apply.
Who is eligible for TXHAF program assistance?
- Have fallen behind on one or more payments: mortgage, property tax, property insurance, homeowner/condo association fees, utility payments.
- Household income at or below 100% Area Median Income (AMI) or 100% of the median income for the United States, whichever is greater. Check your AMI here.
- Own and occupy their home in Texas as their primary residence.
- Experienced a qualified financial hardship after January 21, 2020, such as lost income or increased expenses due to the pandemic.
- The mortgage loan has to be in the name of a natural person, not an LLC, LP, or business.
More Information
Call Toll-Free:1-833-651-3874
Monday-Friday • 8 a.m. - 6 p.m. CST •
Help is available in multiple languages.